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You should know that when you receive a refund for your credit card, it is not your actual payment. Instead, it is an account credit. This means that you’ll receive a lower balance on your credit card than you originally had. However, don’t think that you won’t have to make a payment after the refund. Otherwise, you might be subject to late fees and your credit score will suffer. Therefore, it’s important to make a payment on your balance regardless of whether or not you received a refund.
The time it takes to process a credit card refund varies. Some retailers offer a three to five-day refund time, while others may take longer. The best way to determine how long you’ll be waiting to receive your money is to visit the retailer’s website and check their refund policy.
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